5 & Drive criteria – No Pre-Approval Needed

Tier Tier Specific Criteria Mileage Cash Down Min Book Amount Amount Financed Dealer Check Term
mos/pymt
Min Net
Wkly Income
1 Max of 2 major derogatory auto loans and no more than 10 days past due on rent. Vehicles under 90K
— or —
Full Size Trucks, Hondas, Nissans or Toyotas under 110K
$650
— or —
$500 + trade*
$4,000** $8,300
plus GAP
$5,100 39 @ $350 $350
(of the signer)
2 Max of 2 major derogatory auto loans and no more than 10 days past due on rent. Vehicles under 100K
— or —
Full Size Trucks, Hondas, Nissans or Toyotas under 120K
$650
— or —
$500 + trade*
$3,000** $6,825
plus GAP
$4,100 33 @ $325 $325
(of the signer)
3 Max of 2 major derogatory auto loans and no more than 10 days past due on rent. Vehicles under 120K
— or —
Full Size Trucks, Nissans, Hondas or Toyotas under 140K
$500
— or —
$300 + trade*
$2,000** $5,400
plus GAP
$3,100 27 @ $300 $300
(of the signer)
4 N/A Vehicles under 150K
— or —
Full Size Trucks, Nissans, Hondas or Toyotas under 170k
$500
— or —
$300 + trade*
$1,200** $4,000
plus GAP
$2,100 21 @ 277 $275
(of the signer)
* Copy of trade title, in customers name, must be included in Funding Packet, along with Proof of Income.
** Min book amount are based on NADA loan with mileage being the only add.

Stipulations

  • Full Coverage Insurance with max 500/500 Deductible.
  • Vehicle must be for the Signer, not Co-Signer
  • 28% APR.
  • 2 Payment Recourse.
  • PassTime unit (provided by AMAC) is required. (installation not included).
  • GAP Protection ($499) available. (Dealer check will be $400 less if GAP not SOLD.)
  • Equifax Credit Bureau ($50 charge if AMAC pulls credit bureau).
  • Proof of Residence - Required.
  • No minimum time at Residence.
  • No minimum Job time.
  • No AMAC repossessions.
  • No open AMAC loans.
  • No OPEN bankruptcy.
  • No Military, National Guard, Coast Guard or Reserves personnel.
  • Ineligible Vehicles: Daewoo, Dodge Intrepid, Chrysler Concorde.
  • For Tier 1,2 & 3 - dealer must sign full recourse for dealership employees.
  • Tier 4 - dealership employees are welcome without recourse.
  • Not available to unemployed, temporary or seasonal workers.
  • 1 Loan per residence.
  • Not valid on Daewoo, Police Interceptors, Dodge Intrepid or Chrysler Concorde.
  • No contracts accepted with due dates after the 22nd.

Customers and Vehicles that meet the criteria (above) do not need a fax back or online approval. Once you check that the customer/vehicle meet the criteria simply enter the information below, read the disclaimer and check the box that says "I have Read and Accept the dislcaimer above." and then click "Generate Packet". Complete the paperwork and mail it in.

Only applicable for customers and dealers in Georgia with executed AMAC Dealer Retail Agreement.
Click here to get dealer sign-up packet.


** Fields outlined in red are REQUIRED.

Dealer Information

Dealership Name:
Address 1:
Address 2:
City:
State:
Zipcode:
 

Personal Information

First Name:
Middle Initial:
Last Name:
Address 1:
Address 2:
City:
State:
Zipcode:
 

Co-Signer Information

Relationship:
First Name:
Middle Initial:
Last Name:
Address 1:
Address 2:
City:
State:
Zipcode:
 

Vehicle Information

Vin:
Year:
Make:
Model:
Cylinders:
Mileage:

Trade Information

Year:
Make:
Model:

Warranty/Gap Information

Gap:
The person submitting this request has read and reviewed all material submitted to ACE Motor Acceptance Corp. and verifies that they are true and accurate. The submitting party, through its agents, servants and employees, has independently verified any and all materials and information submitted within and agrees to take full responsibility and to indemnify and/or hold harmless ACE Motor Acceptance Corp., employees, directors, or officers for any omissions, misstatements or misrepresentations.

As of November 1, 2009 - a valid NC drivers license is required for vehicles to be title in North Carolina

I have Read and Accept the dislcaimer above.